There are three things that are guaranteed in life – taxes, death, and stock market volatility. Keeping perspective with almost everything in life is important. It is extremely important when emotions come into play. Emotions tend to run high with kids, the purchase of real estate, and money (among other
This is the most recent article published in ColoradoBiz Magazine written by our president, Kevin McNab. Many of our clients receive their information about the markets from the news media who have a direct interest in making stories compelling. While a compelling story drives interest and fear, it can be
One of our goals is to bring value to our clients and the public by sharing what we know about wealth management and investing. A week does not pass when a new client comes in with a mess of funds with no purpose surrounded by high fees. Each time this
One of our niche markets is working with Entrepreneurs across the Denver, Colorado, and the country. I have spent hours and hours listening to successful business owners. Through this experience, I recognized the successful business owners always moved forward. This also translated into my experience with the psychology of investing
When there is fear in the markets, there are opportunities. It’s time to take a proactive approach to managing your investments. At this point, the markets seem irrational. Although there are headwinds in the economy, there are also many positives. Employment is strong and housing is appreciating. I’m not saying
The U.S. stock market got off the worst start this year in almost a century. This prompted fear from investors, and Warren Buffett compared the stock market with a “drunken psycho”. Coming off the first correction in four years this last fall, with little more than a minor recovery, the
ACE Wealth Partners LLC is one of the leading firms in Denver providing 401(k) management for small businesses. We offer impeccable service regardless of whether it is a three-person law firm, or a five hundred-person engineering firm. Our 401(k)s offer both a pre-tax and Roth contribution option. Which is the
Many professors, researches, and employees take jobs at universities without the knowledge that their institution does not withhold Social Security taxes from their salary. This may apply to an entire university, such as Colorado State University or in the case of the University of Colorado, it may only apply to
Gary Vaynerchuk, entrepreneur and motivational speaker, recently posted a video about overnight success. He passionately debunks any notion that most business owners can achieve overnight success…and I agree. You show me a successful business owner that has perceived “overnight success” and I will show you an entrepreneur that has worked
TIAA Real Estate is a unique account which provides direct ownership interest in commercial real estate. It offers an asset class not widely available to individual investors. The returns of TIAA Real Estate and the corresponding unit values are affected by the value of the underlying commercial properties along with
As Greece continues to dominate the financial news, many investors are left to wonder how this may affect their investment portfolio. After the initial knee-jerk market reaction to the Greek debt crisis, the volatility of the markets has moderated from the first couple of days. As I write this, the
TIAA and Fidelity offer Wealth Management Advisors (WMAs) to university employees with $500,000 or more in investible assets with their company. Wealth Management Advisors provide a very basic financial plan and peace of mind to their clients in the beginning – best of all, there is no charge. A “Free”
TIAA-CREF offers multiple income options heading into retirement. These decisions include various options from rolling over an accumulation to an IRA to taking a lifetime annuity. When looking at the latter, there are also multiple decisions to be made surrounding lifetime annuity options. After deciding to use a lifetime annuity
With tax season over, many Americans are looking to take advantage of every tax deduction they can find. One of the most common and efficient deductions is through a retirement plan. Retirement plan contribution limits have been raised and it is important that you take advantage of the new increased
TIAA-CREF invented the first variable annuity with the CREF Stock Account in 1952. They subsequently offered nine additional variable annuities along with TIAA Traditional to form ten core investment options available at almost every university across the United States. Although these accounts act and perform very much like mutual funds,