ACE Wealth Partners LLC is one of the leading firms in Denver providing 401(k) management for small businesses. We offer impeccable service regardless of whether it is a three-person law firm, or a five hundred-person engineering firm. Our 401(k)s offer both a pre-tax and Roth contribution option. Which is the
Gary Vaynerchuk, entrepreneur and motivational speaker, recently posted a video about overnight success. He passionately debunks any notion that most business owners can achieve overnight success…and I agree. You show me a successful business owner that has perceived “overnight success” and I will show you an entrepreneur that has worked
As Greece continues to dominate the financial news, many investors are left to wonder how this may affect their investment portfolio. After the initial knee-jerk market reaction to the Greek debt crisis, the volatility of the markets has moderated from the first couple of days. As I write this, the
With tax season over, many Americans are looking to take advantage of every tax deduction they can find. One of the most common and efficient deductions is through a retirement plan. Retirement plan contribution limits have been raised and it is important that you take advantage of the new increased
Fee-only advisors don’t like them! Suzy Orman does not like them! Many investors regret investing in them! We are talking about annuities. However, many Americans invest in annuities for one reason…their commissioned based financial advisor loves annuities. Expenses Commissioned based advisors commonly recommend annuities to clients for one reason and one
Introduction When I drive my car, I don’t know how the internal mechanics work. I know if I push on the accelerator, the car speeds up. If I hit the break, the car slows down and stops. If I turn the wheel one way or the other, the car will
Oil prices fell to multi-year lows through 2014 while bottoming out in dramatic fashion through the end of the year. During this time, talking heads debated the merits of falling oil prices as the markets seemed confused. Although there are slight negatives to low oil prices, it is resoundingly good
The government recently announced that over 55 million Social Security recipients will receive a 1.7 percent increase in their benefits starting in January of 2015. This is among the lowest increases since 1975. However, this figure is tied to inflation which has been at extremely low levels since the great
I recently met with prospective clients. We had a great conversation and ended an hour and a half meeting with handshakes and a smile. After the meeting, I felt really great about our conversation and the caliber of the couple I had just met with. They had done well for
As a consumer, imagine if you were expected to buy an item without knowing the cost. In this case, most consumers would walk away from the retailer in disgust. Yet, millions of Americans who own mutual funds have no idea what the internal charges are for their investments. When it
Financial planners help clients achieve financial goals by providing advice on how best to save, invest, and grow assets. Anyone can hang out a shingle as a financial advisor, but that does not make them an expert. Don’t confuse a financial planner with a stockbroker, who is usually contacted for
Introduction I find it ironic the sequel to the classic 1994 film Dumb and Dumberstarting filming at the same time the White House and Congress were leading up to a government shutdown. Many Americans could make a pretty convincing argument that it may be hard to distinguish between the two
Most Americans think of doing their taxes as a daunting task that takes place every twelve months. Reactions differ from shock due to the amount owed all the way to joy from planning ways to spend a refund. Most of us want to forget about tax season the minute our
Anyone can call themselves a financial advisor. It is often hard for an investor to understand how to choose a competent financial planner. With hundreds of certifications, they may also have an alphabet soup behind their name. However, CFP® (Certified Financial Planner) is the most significant financial planning credential. A
The growth of Socially Responsible Investing (SRI) has been phenomenal — socially screened portfolios have grown from $165 Billion in 1995 to well over $3 Trillion in 2012. Most studies suggest that SRI-screened portfolios have about the same risk-adjusted returns as their unscreened counterparts. Socially Responsible Investing not only earns