Pre-tax or Roth Contribution?
ACE Wealth Partners LLC is one of the leading firms in Denver providing 401(k) management for small businesses. We offer impeccable service regardless of whether it is a three-person law…
Overnight Success
Gary Vaynerchuk, entrepreneur and motivational speaker, recently posted a video about overnight success. He passionately debunks any notion that most business owners can achieve overnight success…and I agree. You show…
Greece: Should I Worry?
As Greece continues to dominate the financial news, many investors are left to wonder how this may affect their investment portfolio. After the initial knee-jerk market reaction to the Greek…
2015 Contribution Limits
With tax season over, many Americans are looking to take advantage of every tax deduction they can find. One of the most common and efficient deductions is through a retirement…
The Problem with Annuities
Fee-only advisors don’t like them! Suzy Orman does not like them! Many investors regret investing in them! We are talking about annuities. However, many Americans invest in annuities for one reason…their…
Habits of Successful Investors
Introduction When I drive my car, I don’t know how the internal mechanics work. I know if I push on the accelerator, the car speeds up. If I hit the…
Perspective: Falling Oil Prices
Oil prices fell to multi-year lows through 2014 while bottoming out in dramatic fashion through the end of the year. During this time, talking heads debated the merits of falling…
2015 Social Security Increase
The government recently announced that over 55 million Social Security recipients will receive a 1.7 percent increase in their benefits starting in January of 2015. This is among the lowest…
Comfortable Inaction
I recently met with prospective clients. We had a great conversation and ended an hour and a half meeting with handshakes and a smile. After the meeting, I felt really…
Hidden Fees
As a consumer, imagine if you were expected to buy an item without knowing the cost. In this case, most consumers would walk away from the retailer in disgust. Yet,…
Choosing a Financial Planner
Financial planners help clients achieve financial goals by providing advice on how best to save, invest, and grow assets. Anyone can hang out a shingle as a financial advisor, but…
Dumb and Dumber: Government Shutdown and Your Porfolio
Introduction I find it ironic the sequel to the classic 1994 film Dumb and Dumberstarting filming at the same time the White House and Congress were leading up to a…
With Tax Season Over, Now What?
Most Americans think of doing their taxes as a daunting task that takes place every twelve months. Reactions differ from shock due to the amount owed all the way to…
What is a Certified Financial Planner (CFP®)?
Anyone can call themselves a financial advisor. It is often hard for an investor to understand how to choose a competent financial planner. With hundreds of certifications, they may also…
Five Low Cost SRI Funds
The growth of Socially Responsible Investing (SRI) has been phenomenal -- socially screened portfolios have grown from $165 Billion in 1995 to well over $3 Trillion in 2012. Most studies…